Major Canadian insurance companies won’t cover coronavirus treatment for travellers to ‘high-risk’ countries

THE GLOBE AND MAIL CLARE O’HARAWEALTH MANAGEMENT REPORTER PUBLISHED MARCH 13, 2020 Some major Canadian insurers will no longer cover emergency medical expenses related to the novel coronavirus for travellers Read More…

Term Life Insurance: How long can the term be?

Term insurance policies can generally range anywhere from five to 40 years depending on the insured age. A 60-year-old would be too old for a Term 30 plan and a Read More…

Limitations of Employee LTD Coverage

Employees who receive long-term disability benefits from their work are given significant allowances, but they may not be aware of certain limits and obligations that come with those entitlements. In Read More…

Why Critical Illness Insurance? Medical Tourism is Growing in Canada

The Fraser Institute reported that Canadians leaving Canada for medical care increased nearly 40% in 2016. Last year an estimated 63,459 Canadians received non-emergency medical treatment outside Canada. Read the Read More…

Why Critical Illness Insurance?

I’m often asked by high net worth clients why they should own critical illness insurance. This link shows Katherine and her financial advisor discussing how critical illness insurance allowed her Read More…

Do You have High Prescription Costs and no Coverage?

Many Albertans have high prescription costs and are not covered by an employee benefit plan. There is help available! The Government of Alberta offers Alberta Blue Cross Non-Group Coverage to Read More…

Am I Over Insured?

“I’m worth more dead than alive!” If only I had a dollar for every time I heard that, typically from the male of the household. This is quite a commonly Read More…

Learning to Cut the Sugar

Anahad O’Connor’s article in the New York Times is a discussion with Dr. Robert Lustig who became widely known as the “anti-sugar guy” after his lecture “Sugar: The Bitter Truth” Read More…